SIP Calculator
Project the value of a monthly SIP over your chosen investment horizon.
Financial calculators
Plan your financial goals with our calculators
Twelve planning tools covering investing, life goals, retirement income, inflation and borrowing. Each one shows its workings.
- Free, with no login and no sign-up
- Every amount in Indian Rupees, with Indian number formatting
- Every assumption visible and editable
- Nothing you enter is stored or sent anywhere
Investing
Project how regular and one-time investments may grow.
Step-Up SIP Calculator
See how increasing your SIP each year changes the outcome of the same plan.
Lump Sum Calculator
Project a one-time investment left to compound.
Investment Growth Calculator
Combine a lump sum and a monthly investment in a single projection.
Life Goals
Cost a specific goal and work backwards to a monthly figure.
Education Calculator
Estimate the future cost of your child's education and plan for it.
Marriage Goal Calculator
Plan for a dated, inflation-linked family expense.
Goal Planning Calculator
Name any goal, cost it, and work backwards to a monthly figure.
Retirement
Size the corpus needed to fund life after work.
Retirement Calculator
Estimate the corpus you may need and the monthly investment to build it.
SWP Calculator
See how long a corpus lasts when you draw a monthly income from it.
Planning
Understand inflation and the cost of waiting.
SIP Delay Calculator
An illustration of what postponing the start of an investment can mean.
Inflation Calculator
See what today's money may need to become in future rupees.
Borrowing
Understand what a loan actually costs over its full tenure.
EMI Calculator
Work out the monthly instalment, total interest and full amortisation.
Getting a useful answer out of a calculator
Test a lower return, not just an optimistic one
A plan that only works at a high assumed return is fragile. Run the same scenario two or three percentage points lower and see whether it still holds together.
Remember what is not deducted
These calculators show gross projections. Expense ratios, exit loads, transaction costs and taxes all reduce what you actually receive.
Match the horizon to the goal
A three-year goal and a twenty-year goal call for very different return assumptions. Using the same figure for both produces a confident-looking but misleading answer.
Treat the output as a starting point
A number from a calculator is the beginning of a conversation about suitability, cash flow and risk — not the end of one.
Building Wealth. Securing Futures.
Turn a calculation into a plan
A calculator tells you what a number would take. A conversation works out whether that number fits your income, your other goals and the risk you are able to take.
Investments are subject to market risks. Returns are not guaranteed. Any discussion is educational in nature and is not a recommendation to buy or sell a financial product.