SIP Calculator
Project the value of a monthly SIP over your chosen investment horizon.
Financial calculator
Investment Growth Calculator
Project a portfolio built from both a one-time investment and ongoing monthly contributions, with an optional annual step-up.
This calculator is for illustrative and educational purposes only. Actual investment returns may vary. Investments are subject to market risks.
Your inputs
₹05 Lakh₹5,00,00,000
₹0₹5,00,000
025
Leave at 0% for a flat monthly investment.
130
Returns are not guaranteed.
140
Every figure above is an assumption you control. Change any of them to see how the projection responds.
Estimated results
Estimated future value
₹1,56,12,301
A ₹5,00,000 lump sum plus ₹25,000 a month, projected over 15 years.
Total invested
₹50,00,000
Lump sum plus every instalment
Estimated growth
₹1,06,12,301
68% of the projected corpus
From the lump sum
₹5,00,000
From monthly investing
₹45,00,000
Where the projected corpus comes from
Projected₹1,56,12,301
- Lump sum3%
- Monthly investing29%
- Estimated growth68%
Projected portfolio growth
Year-by-year projection
| Year | Invested this year | Total invested | Estimated growth | Projected value |
|---|---|---|---|---|
| 1 | ₹3,00,000 | ₹8,00,000 | ₹83,646 | ₹8,83,646 |
| 2 | ₹3,00,000 | ₹11,00,000 | ₹2,15,947 | ₹13,15,947 |
| 3 | ₹3,00,000 | ₹14,00,000 | ₹4,03,076 | ₹18,03,076 |
| 4 | ₹3,00,000 | ₹17,00,000 | ₹6,51,984 | ₹23,51,984 |
| 5 | ₹3,00,000 | ₹20,00,000 | ₹9,70,508 | ₹29,70,508 |
| 6 | ₹3,00,000 | ₹23,00,000 | ₹13,67,475 | ₹36,67,475 |
| 7 | ₹3,00,000 | ₹26,00,000 | ₹18,52,836 | ₹44,52,836 |
| 8 | ₹3,00,000 | ₹29,00,000 | ₹24,37,801 | ₹53,37,801 |
| 9 | ₹3,00,000 | ₹32,00,000 | ₹31,35,001 | ₹63,35,001 |
| 10 | ₹3,00,000 | ₹35,00,000 | ₹39,58,670 | ₹74,58,670 |
Assumptions behind this calculation
Nothing here is hidden. Change any assumption in the inputs panel and the projection updates immediately.
- Expected annual return
- 12%
- Applied to both the lump sum and the monthly contributions.
- Contribution timing
- Lump sum today, instalments at the start of each month
- Rebalancing and withdrawals
- None assumed
- Real portfolios are rebalanced, and switching between funds can have tax consequences.
- Costs and taxes
- Not deducted
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Important information
Results shown are estimates based on the inputs and assumptions selected by you. They are provided for educational and illustrative purposes only and should not be considered financial advice, investment advice, or a guarantee of future returns. Actual results may vary.
Investments are subject to market risks. Past performance may or may not be indicative of future performance. Returns are not guaranteed. Please read all scheme-related documents carefully and invest in line with your own goals and risk appetite.
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संपत्ति का निर्माण। भविष्य की सुरक्षा।
Discuss what this number means for you
A projection is arithmetic. Whether the figure is achievable, appropriate and sensibly invested is a conversation — and that is where our team can help.
निवेश बाज़ार जोखिमों के अधीन है। रिटर्न की गारंटी नहीं है। कोई भी चर्चा शैक्षिक प्रकृति की होती है और यह किसी वित्तीय उत्पाद को ख़रीदने या बेचने की सिफ़ारिश नहीं है।